HMS Insurance & Financial Services Inc. was formed in 1997 by the joining of three established insurance brokerages Woods Hodgins Insurance Broker Ltd. MacLachlan Insurance Inc. Giffen, Pierce & Sinclair Insurance Brokers Ltd.We are proud members of IBAO (Insurance Brokers Association of Ontario) and represent a broad range of insurance companies. It is our knowledge and experience that allows us to arrange Coverage Fit For You. more... See more text