Illustration of a person with various icons including glasses, clock, toothbrush, medicine bottle, tennis racket, skateboard, and lightning bolt, representing daily activities and health.

Smarter Benefits.
Handled In a Snap.

Canada’s platform for Health Spending Accounts,
Lifestyle Spending Accounts and complete protection coverage.

Flexible. Tax-smart. Built for impact.

Tailored For You

  • Modern glass skyscraper with reflective windows and sharp geometric design.

    For Advisors

    Smart solutions that make you look even smarter. Simple tools, stronger client relationships.

    Learn More
  • Modern lounge area with white and green chairs, a gray sofa, a large black floor lamp, and large windows letting in natural light, with partitioned glass walls in the background.

    For Employers

    Benefits your team will actually use. Flexible Health & Lifestyle Spending Accounts, built for Canadian businesses to boost recruitment and retention.

    Learn More
  • A male surgeon in scrubs, glasses, and a surgical mask performing a procedure.

    For Incorporated Individuals

    Convert personal health and lifestyle expenses into eligible business write-offs. Tax-smart, CRA-compliant, and built for Canadian incorporated professionals and business owners.

    Learn More

Why we’re different

    • No “one-size-fits” all solutions

    • Both Employers and Employees choose what matters most to them

    • Options span health and lifestyle (Dental, Prescriptions, Physio, Sports equipment, Gym Memberships, Sports shoes, pet care…the list going on!)

    • Higher engagement + real value from every dollar spent

  • Just snap a photo of your expense — no forms, no data entry — and your claim is submitted in seconds, not days.

    • Mobile App / Digital-first platform with fast reimbursements

    • No paperwork, no admin headaches

    • Clear tracking for employees and employers

    • Employers save admin time, employees get their money back quickly, and advisors can feel confident recommending a tool that just works.

    • CRA-aligned and audit-ready

    • Designed for businesses of every size—from solo professionals to large teams

    • Built around Canadian tax rules + benefit structures

    • Lifestyle Spending Accounts go beyond more than healthcare

    • Cover wellness, family, childcare, fitness classes or equipment, continuing education, and more

    • Support employees in every dimension of their lives

    • Strengthen recruitment and retention through whole-life wellbeing

    Small businesses deserve big benefits.

    The CoreHealth+ Plan combines affordable insurance for unplanned expenses with the flexibility of a Health Spending Account.

    • Low premiums, no medical underwriting

    • Coverage for companies with as few as one employee

    • Stop-loss protection for big claims

    • Life Insurance

    • Accidental Death Insurance

    • Critical Illness Insurance

    • Travel Emergency Medical Coverage

    • Excess Medical Coverage

    It’s the best of both worlds—security for the unexpected, flexibility for the everyday.

  • Zero Premiums. Zero Waste.

    Why pay monthly premiums for benefits your employees may never use?

    With NHC’s Health & Lifestyle Spending Accounts, there are:

    • No monthly premiums — you only fund for what employees actually claim

    • No unused dollars wasted — every dollar goes directly toward employee wellbeing

    • Predictable + transparent costs — full visibility and control for employers

    • Flexible value — employees get the perks they’ll actually use

    It’s benefits made efficient, modern, and cost-smart.

  • "Working with National HealthClaim Corporation is like a breath of fresh air. They are easy to work with and make administration a breeze. The HSA app is very user friendly for clients as well. You won't be disappointed."

    Eva Toplak

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